Our rates are typically at least 0.15% lower than the big banks, thanks to our volume discount. Plus, we offer better mortgage products that could save you even more in the long run. Many so-called "ultra-low rates" from online-only lenders come with hidden restrictions and penalties—we make sure you get the best deal with no surprises.
This is the Axe Mortgage advantage—your best possible rate, the right mortgage product, and an easy, expert mortgage process.
Your mortgage rate choice impacts your monthly payments and financial goals. We help you make the right decision: ✔️ Variable Rates – Typically lower and could save you thousands, but they come with the risk of rising interest rates.
✔️ Fixed Rates – May cost slightly more but provide stability and peace of mind with consistent payments.
We break down the numbers based on your financial situation to help you choose with confidence.
Calgary mortgage rates are always fluctuating. Contact us today to lock in a low rate for up to 4 months (depending on the lender). This way, you’re protected from potential rate increases while you search for the perfect home.
Calgary is home to Axe Mortgage’s expert team, where you have direct access to the best mortgage brokers in the business. Unlike big banks or independent brokers, our friendly, highly trained mortgage experts are salaried and unified, meaning their priority is you, not the lender.
✔️ High-Volume Discounts – We negotiate lower rates from top lenders, sometimes better than your own bank.
✔️ Personalized Solutions – We match your financial goals with the right mortgage product.
✔️ Expert Guidance – Our salaried brokers offer unbiased advice with no commission pressure.
✔️ Fast & Easy Pre-Approvals – Get pre-approved online, over the phone, or in person with no obligation.
📌 Housing Stats
📌 What is an insured mortgage?
📌 Can a 'bully offer' help you buy a home?
📌 Know the Risks of a No-Conditions Offer
📌 Watch Out for Mortgage Traps
📌 Pre-Qualified vs. Pre-Approved
📌 Push 'pause' on rising rates
💡 What size down payment do you need?
💡 Should you choose a variable or fixed rate?
💡 What type of pre-payment options might you need?
💡 Do you need extra funds upfront for certain expenses?
Finding the best mortgage rates Calgary on your own can be overwhelming. It takes time to check with multiple lenders, wait for bank responses, and even then, are you sure you’re getting their lowest offer?
At Axe Mortgage, we do the heavy lifting for you. We search multiple lenders and pass along our volume discounts to get your rate even lower. We guarantee it—if you find a better rate on a similar mortgage, we’ll beat it or give you $500.
We’re obsessed with saving you money and ensuring you don’t have to sit in front of a big bank hoping for a fair deal. We make sure you get the best one!
A great mortgage isn’t just about a low rate—it’s about the right terms and flexibility to avoid unnecessary fees or restrictions later on. We help you avoid high pre-payment penalties, hidden fees, and unfavorable conditions. Our experts go through the fine print, ensuring your mortgage fits your financial goals with no surprises.
🔹 Get the lowest mortgage rates (if you qualify) through our volume discounts and strong lender relationships.
🔹 Find the right mortgage product – With access to thousands of options (even from your own bank), we ensure flexibility to match your financial goals.
🔹 Expert advice and mortgage strategies – Whether you're a first-time buyer or upgrading to your dream home, we guide you every step of the way.
| Term | Rate | Monthly Payment* |
| 1-Year Fixed | 5.09% | $2,950 |
| 2-Year Fixed | 4.69% | $2,820 |
| 3-Year Fixed | 4.39% | $2,735 |
| 4-Year Fixed | 4.59% | $2,790 |
| 5-Year Fixed | 4.34% | $2,720 |
| 5-Year Variable | 4.80% | $2,780 |
*Estimated monthly payments are based on a $300,000 mortgage amount and are subject to change.
Calgary is Canada’s 3rd-largest city with a population of 1.4 million (including the metro area). While its housing market has seen ups and downs tied to the oil and gas industry, recent economic diversification is driving more balance and long-term growth.
Your situation is unique, and we treat your mortgage solution the same way. Whether it’s time to renew, refinance, or get pre-approved and find the best mortgage rates Calgary, we’ll help you find the best option that saves you money and time.
Contact Axe Mortgage today to get started!
Whether you prefer online, over the phone, or an in-person consultation, we make your mortgage journey simple and stress-free. From pre-approval to final lender agreement, Axe Mortgage takes care of everything—so you don’t have to worry about a thing.