If you're self-employed or own a business, your mortgage process may differ. Obtain clear guidance and advice on the optimal mortgage path, accompanied by the best rates.
Since you report your income differently from standard mortgage applications, your mortgage needs are naturally distinct. At Axe Mortgage, our salaried, expert brokers can offer lending options through our in-house lender, THINK Financial, that don't require traditional third-party income validation. This type of mortgage typically necessitates a minimum of 35% down payment; however, it can be achieved with as little as 10% down through Sagen’s Business for Self (Alt. A) program.
Additionally, we pass along our volume discount, providing a rate advantage that makes sound business sense. A brief consultation with us could save you thousands, and our streamlined process will save you time and stress.
Don't just take our word for it; our clients have the final (positive) say on our unparalleled service, granting us the most 5-star reviews in the mortgage industry.
In such cases, lenders can provide more flexibility when assessing factors like your income source, duration of self-employment, and credit score.
| Premium Rate | Top-Up Premium |
|---|---|
| LTV Ratio 80.01% - 85% | 3.75% |
| LTV Ratio up to 65% | 1.50% |
| LTV Ratio 65.01% - 75% | 2.60% |
| LTV Ratio 75.01% - 80% | 3.30% |
| LTV Ratio 85.01% - 90% | 5.85% |
Take a Walk Through the Mortgage Process with Us. You'll Be Glad You Did.
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