Understand your purchasing power before you start house hunting. Obtain a quick pre-approval to determine the mortgage amount you can afford and secure your best rate for up to 120 days. This service is free and comes with no obligations.
If you're considering purchasing a home or property, connect with us to determine your eligible mortgage amount. This will provide clarity on what fits within your budget and which neighborhoods are within reach.
Already actively searching? That's fantastic. Apply with us to advance to a formal pre-approval and rate hold.
Obtaining a pre-approval is crucial for serious homebuyers. It represents a conditional commitment from a lender, offering a clearer picture of the mortgage size you can manage.
More importantly, a pre-approval empowers you to make informed and confident decisions as you explore potential homes or vacation properties.
To initiate the process, you'll need to provide accurate information, and we'll guide you through each step.
For more insights, learn about the difference between pre-qualification and pre-approval, and review our tips on best practices during the pre-approval process.
Apply online now—it's straightforward and efficient!
We collaborate with multiple lenders, including your bank, to find the most flexible mortgage rates and products. With access to the best rates and thousands of mortgage products, including those from our in-house lender, THINK Financial, we are well-equipped to serve you.
Once we identify the best rate for which you qualify, we can hold it for up to 120 days, protecting you from potential rate increases. This allows you to search for the right property with confidence, knowing your rate is secured.
When you find your ideal home, we'll facilitate full approval and pass along our volume discount to help you save significantly.
Utilize our Compare & Save calculator to see how much you can save with our lower rates. On average, our clients save over $3,000, which can accumulate substantially over the life of your mortgage. We can assist you in deciding whether a variable or fixed rate, or an open or closed product, is best suited to your situation and goals.
Beyond offering better rates, we ensure you receive the right mortgage tailored to your unique circumstances, potentially saving you even more money and reducing stress in the future.
Don't just take our word for it—explore our over 15,000 5-star reviews from clients who have benefited from our lower rates and valuable advice. Having funded over $20 billion in mortgages, we've assisted numerous clients like you in securing their best mortgage.
Why choose us? Because mortgages are our sole focus. Unlike banks, we are dedicated to providing you with exceptional service, assisting you with one of the most significant financial decisions you'll make.
Our True North Mortgage Brokers are knowledgeable, friendly, and easily accessible—real people committed to finding the best mortgage fit for you. We're here to support your mortgage needs throughout your lifetime.
When you're ready to purchase a house, we'll complete your full mortgage approval. We simplify the complexities, providing clear guidance at each step to facilitate informed decisions.
As part of your pre-approval, we assess your details and mortgage requirements to identify the best solution.
If you have a unique situation or your circumstances fall outside traditional mortgage products—perhaps you're undergoing a divorce and need a payout option, have complex income sources, or your credit is good but not excellent—True North Mortgage offers the flexibility to find a customized solution.
Take a Walk Through the Mortgage Process with Us. You'll Be Glad You Did.
Apply online now or request a callback.
We Offer Superior Mortgages. What Do You Need?